CSEA (Classified Employees)

Medical Only

• High Deductible (Medical Only; CSEA)
• HMO & Kaiser 25/10 (Medical Only; CSEA)
• 10 Pay Percentage Employee (Medical Only; CSEA)
• 11 Pay Percentage Employee (Medical Only; CSEA)

Medical & Dental

• High Deductible (Medical & Dental; CSEA)
• HMO & Kaiser 25/10 (Medical & Dental; CSEA)
• 10 Pay Percentage Employee (Medical & Dental; CSEA)
• 11 Pay Percentage Employee (Medical & Dental; CSEA)

Medical & Vision

• High Deductible (Medical & Vision; CSEA)
• HMO & Kaiser 25/10 (Medical & Vision; CSEA)
• 10 Pay Percentage Employee (Medical & Vision; CSEA)
• 11 Pay Percentage Employee (Medical & Vision; CSEA)

Medical & Dental & Vision

• High Deductible (Medical & Dental & Vision; CSEA)
• HMO & Kaiser 25/10 (Medical & Dental & Vision; CSEA)
• 10 Pay Percentage Employee (Medical & Dental & Vision; CSEA)
• 11 Pay Percentage Employee (Medical & Dental & Vision; CSEA)

RTA (Certificated Employees) 

Medical Only

• High Deductible (Medical Only; RTA)
• HMO & Kaiser 25/10 (Medical Only; RTA)
• 11 Pay Percentage Employee (Medical Only; RTA)

Medical & Dental

• High Deductible (Medical & Dental; RTA)
• HMO & Kaiser 25/10 (Medical & Dental; RTA)
• 11 Pay Percentage Employee (Medical & Dental; RTA)

Medical & Vision

• High Deductible (Medical & Vision; RTA)
• HMO & Kaiser 25/10 (Medical & Vision; RTA)
• 11 Pay Percentage Employee (Medical & Vision; RTA)

Medical & Dental & Vision

• High Deductible (Medical & Dental & Vision; RTA)
• HMO & Kaiser 25/10 (Medical & Dental & Vision; RTA)
• 11 Pay Percentage Employee (Medical & Dental & Vision; RTA)

Confidential

Medical Only

• High Deductible (Medical Only; Confidential)
• HMO & Kaiser 25/10 (Medical Only; Confidential)

Medical & Dental

• High Deductible (Medical & Dental; Confidential)
• HMO & Kaiser 25/10 (Medical & Dental; Confidential)

Medical & Vision

• High Deductible (Medical & Vision; Confidential)
• HMO & Kaiser 25/10 (Medical & Vision; Confidential)

Medical & Dental & Vision

• High Deductible (Medical & Dental & Vision; Confidential)
• HMO & Kaiser 25/10 (Medical & Dental & Vision; Confidential)

Management

Medical Only

• High Deductible (Medical Only; Management)
• HMO & Kaiser 25/10 (Medical Only; Management)

Medical & Dental

• High Deductible (Medical & Dental; Management)
• HMO & Kaiser 25/10 (Medical & Dental; Management)

Medical & Vision

• High Deductible (Medical & Vision; Management)
• HMO & Kaiser 25/10 (Medical & Vision; Management)

Medical & Dental & Vision

• High Deductible (Medical & Dental & Vision; Management)
• HMO & Kaiser 25/10 (Medical & Dental & Vision; Management)

Summaries of Each Medical Plan 

Kaiser

• High Deductible 2000 (Kaiser)
• High Deductible 3000 (Kaiser)
• HMO (Kaiser)
• DHMO (Kaiser)

Sutter Health Plus

• High Deductible 1650 (Sutter Health Plus)
• High Deductible 2500 (Sutter Health Plus)
• HMO (Sutter Health Plus)
• DHMO (Sutter Health Plus)

Western Health Advantage 

• High Deductible 1800 Family (Western Health Advantage)
• High Deductible 1800 Single (Western Health Advantage)
• High Deductible 2800 Family (Western Health Advantage)
• High Deductible 2800 Single (Western Health Advantage)
• HMO (Western Health Advantage)
• DHMO (Western Health Advantage)

Delta Dental

Delta Dental (Family) Summary 

VSP Vision Care

VSP Vision (Employee Only) Summary 

RCSD Benefits Guide 

RCSD 2025-26 Benefits Guide

Medical Plan Rate Changes

Blue Shield

• 2700 High Deductible: 9.9%
• 4400 High Deductible: 9.9%
• TRIO DHMO: 26.9%

Overall blended increase of 12.89%.

Kaiser Permanente

• 2000 High Deductible: 7.84%
• 3000 High Deductible: 7.84%
• DHMO $1000: 7.82%
• $25 HMO: 5.83%
• Senior Advantage: 10%

Overall blended increase of 6.73%. 

Sutter Health Plan

• DHMO ML86: 6.46%
• ML41 HMO: 6.49%
• HD40 1650HD: 6.50%
• HD39 2500HD: 6.50%

Overall blended increase of 6.49%. 

Western Health Advantage

• HMO: 9.31%
• 1800 High Deductible: 9.30%
• 2800 High Deductible: 9.31%
• DHMO: 10.85%

Overall blended increase of 9.43%.